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The BCBS outpatient pretreatment authorization plan (OPAP) requires preauthorization of outpatient physical, occupational, and speech therapy services. Other terms for OPAP include precertification and __________ authorization.


A) point-of-service
B) preferred
C) prospective
D) retrospective

E) None of the above
F) C) and D)

Correct Answer

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BCBS fee-for-service __________ coverage includes minimum benefits, such as inpatient hospitalizations and diagnostic laboratory services.


A) basic
B) contractual
C) major medical
D) traditional

E) C) and D)
F) A) and B)

Correct Answer

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verified

BCBS indemnity coverage offers choice and flexibility to subscribers who want to receive a full range of benefits along with the __________.


A) freedom to use any licensed health care provider
B) option to use network-based health care providers
C) requirement of obtaining referrals to providers
D) restriction of selecting a primary care provider

E) A) and D)
F) A) and C)

Correct Answer

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verified

BlueShield plans were created as the result of a resolution passed by the House of Delegates at an American Medical Association meeting in 1938. This resolution supported the concept of __________ health insurance that would encourage physicians to cooperate with prepaid health care plans.


A) commercial
B) mandatory
C) profit
D) voluntary

E) None of the above
F) C) and D)

Correct Answer

verifed

verified

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